Well Mr. Agent, I'd like to sentence you to death for treason, but you see you have this... rifles through paperwork... uh... Here it is... This State Farm policy that says you're not liable. Well that's iron clad!! You're free to go! Case dismissed! slams gavel
Right!!!
LOL. State Farm would say "Fuck you. Prove to me you didn't fucking do this knowing good and damn well it was illegal." All insurance companies would.
Sounds more legit than the constitution