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Barthaneous 2 points ago +2 / -0

How does ones 401k triple? Aren’t they set in stone? Like .50 cents to the dollar matching and stuff like that? I’m not complaining i think that’s awesome, but I’ve never put money into 401ks because I’ve just saved the money as I’ve always needed it in life.

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Siteless_Vagrant [S] 7 points ago +7 / -0

Haaaaaave you met my friend, Interest? 401k's are where your money goes to be pooled with your co workers and employees at other companies to be managed by a firm, to be invested in order to grow. Stocks, bonds, CD's, maybe even land, They invest in all sorts of stuff. Basically, if the markets are rising, so is your money.

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RiverFenix 1 point ago +2 / -1

Legal Loan Sharking (Lending at under 30%) is much more profitable - you either take 15% interest yearly or you get their assets.

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tcriv 2 points ago +2 / -0

a 401k is an investment vehicle. cash in a 401k is invested in the market. when the market goes up, your investment goes up.