Agreed, which is why I mentioned: not sure how old she is or whether it’s financially feasible. But you’re right, anyone reading your comment should take note, it’s really important not just to avoid being a burden on your family, but also to ensure you have really good care for yourself when that time comes and it’s needed most, and not be crammed up in a tiny shared room and neglected. It’s a sad reality, but LTC Insurance is important, and me in my early 30’s AFAIK do not have it, so I’ll keep your hybrid policy advice in mind when the time comes and maybe just ask my parents when their plan is without being too nosy. Thanks!

Agreed, which is why I mentioned: not sure how old she is or whether it’s financially feasible. But you’re right, anyone reading your comment should take note, it’s really important not just to avoid being a burden on your family, but also to ensure sure have good care for yourself when that time comes, and not be crammed up in a tiny shared room and neglected. It’s a sad reality, but LTC Insurance is important, and me in my early 30’s AFAIK do not have it, so I’ll keep your hybrid policy advice in mind when the time comes and maybe just ask my parents when their plan is without being too nosy. Thanks!