6% is no longer individual fraud but systemic fraud. Now we ask who benefits from the fraud, and we have found the root of the perpetrators. 6% is theft. I think we need to return to the old west, when punishment could be harsh because we were more survival oriented back then.

6% is no longer individual fraud but systemic fraud. Now we ask benefits from the fraud, and we have found the root of the perpetrators. 6% is theft. I think we need to return to the old west, when punishment could be harsh because we were more survival oriented back then.