Depends on how you use it. I imagine if you have bad credit or no credit, using the money on a loan will save you lots of money. One dollar could save you a dollar. The government isn't collecting interest on the money, so you can easily make money or not lose as much money with it.
You are looking at it wrong. It is based on DACA ruling, so good luck getting rid of it. You have the assets to invest as needed or wanted. I could literally put it in a bank, get dividends, and pay the tax man what I owe, and end up with more money for myself. Maybe I want to put some of that extra money into a loan, that will save a lot down the line. You may need to give the government more money later, but at least they don't owe you money.
Let's both thank the police for stopping Floyd from driving. He was on so many drugs, he OD. Doing that while driving he could have easily killed many people. Second, if I'm on mind altering meds, I'm responsible & let others drive. If I'm wrongfully suspected of committing a crime, unlike Floyd, cooperate as needed by law; lawyer up when possible. If it is a repeat problem, address it at a different time when you are more level headed. Don't act on impulses.
The videos of Floyd's death shows me he killed himself, and the police treated him well. I don't blame the cops for not using CPR due to the pandemic. I don't blame the police for following best practices as set forth by management, health experts, and the community. Not every death involving the police is the cops fault. Use of body cams are beneficial to cops outreach to the community, & I believe the recordings should be easy and quick to access. I also believe that all public employees should have a camera on them, safety permitting.
The question isn't about optics or if the police scared Floyd so much he had a heart attack. The question is whether Chauvis followed legal & best practices to do his job as recommend by those who gave him that. If he did nothing illegal, and followed guidelines then we need to figure out where the guidelines came from, & if they were made in good faith. Why should someone following those directives recommend in good faith by those who with more knowledge in restaints and health be punished? All this is only a given if those procedures where followed believing they were made in good faith for the best outcome for everyone.
Now let's go on your other point: the power of the police. Police are allowed to do harm to people as long as it isnt't considered excessive. The problem is not being able to go after individuals, and that same problem is in all government jobs. The other problem is it isn't extended to people like you and me more thoroughly or universally.
So your main issue is community perception by black people? Police are more racially bias against the demograph doing most the crime in the area regardless of color, creed, and so forth. What is a good solution? The answer isn't to let criminals go free, but rather not commit crime & celebrate criminals. Naturally the solution should be follow the law and be good to each other. Less bad interactions with law enforcement means less bad perception between many blacks and cops. What needs to happen is more positive interactions between blacks and cops. I don't know if this will happen soon with the recent Blake riots where antifa and BLM celebrated a rapist just getting done with his victim.
edit: I posed this from my phone without realizing how incoherent this is. If you need any clarification I will gladly give it.
Is it the law that police have to save life - No. The question is did Chauvin act within the law. Did Chauvin follow best practices and SOG? Should Chauvin have used CPR in a pandemic if it was in SOG? Is it lack or training or bad life saving directions? Re-staining a criminal face down so they can't puke and choke themselves seems to be an ideal solution.
Also as we know now, Floyd was a druggie that used very hard drugs that are know to easily kill a person with the amounts in his system. A man is dead because people die. How and why he died is a different story. You are right, we have a court room for finding out guilt. Are you suggesting every doctor and nurse should be on trial for every patient that is lost no matter the circumstances? Are you advocating trial and jail for use of the Heimlich maneuver - a move that doesn't always work, and may damage or kill a person?
Even when they are caught, it doesn't mean jail. Vincent Marzello was only arrested after Project Veritas exposed him, despite law enforcement already knowing.